Which of these builds are better?

well the intel computer is better it will overclock better and will run faster thats the bottom line but on the other had i have the AMD x4 3.20 quad i got it for its cheap price it handles all i throw at it and i have it oc to 3.8 on stock fan it runs at about 50c and at about 50% in a game so i say get the AMD because it will do u fine but i must warn u the intel has better benchmarking and higher oc abilities but i do love my phenom fo rthe amazing 220$